CORONAVIRUS UPDATES

Faro Insurance & Income Tax

Faro Insurance & Income TaxFaro Insurance & Income TaxFaro Insurance & Income Tax
  • Home
  • Español
  • ABOUT US
  • INCOME TAX
  • INSURANCE
    • AUTO INSURANCE
    • HOMEOWNERS/RENTERS
    • HEALTH INSURANCE
  • CONTACT US
  • NEWS & PROMOTIONS
  • More
    • Home
    • Español
    • ABOUT US
    • INCOME TAX
    • INSURANCE
      • AUTO INSURANCE
      • HOMEOWNERS/RENTERS
      • HEALTH INSURANCE
    • CONTACT US
    • NEWS & PROMOTIONS

Faro Insurance & Income Tax

Faro Insurance & Income TaxFaro Insurance & Income TaxFaro Insurance & Income Tax
  • Home
  • Español
  • ABOUT US
  • INCOME TAX
  • INSURANCE
  • CONTACT US
  • NEWS & PROMOTIONS

homeowners insurance

Welcome

 Homeowners insurance is a form of property insurance designed to protect an individual's home against damages to the house itself, or to possessions in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property. 

Contact us today for a FREE estimate!

Protection for More Than Your Home

  

While a standard homeowners policy helps provide protection for your house, its coverage typically extends to more than the physical structure of your home. From your personal belongings to the shed in your backyard or even medical bills if a guest is injured on your property, a homeowners insurance policy may include coverage for:
 

Your dwelling. If your home and attached structures, like a deck or garage, are damaged by a covered peril, this coverage may help pay for repairs. Other structures. Your policy may help pay for repairs or replacement for detached structures on your property, like a fence or shed, if they are damaged or destroyed by a covered peril. Personal property. This coverage may help pay to replace certain belongings, including furniture and electronics, that are stolen or damaged by a covered loss. You and your family. If you or a family member are found legally responsible for accidentally damaging someone else's property or injuring someone, liability coverage may help pay for related repair costs, legal fees and medical bills. Guests. If a visitor is accidentally injured at your home, your policy's guest medical protection may help pay for their resulting medical bills. Additional living expenses. If you cannot stay in your home after a fire or other covered risk, your homeowners insurance coverage may help pay for temporary increased living costs, such as hotel bills.
 

It's important to keep in mind that all coverage come with limits — the maximum amount your policy will pay out after a covered loss. When selecting your coverage limits, be sure to take into consideration things like the potential cost of rebuilding your home or replacing your belongings in the event that they are damaged or destroyed by a fire or other covered peril.
 

Having a home insurance policy won't prevent damage to your home or belongings, but it may help provide a financial safety net should the unexpected occur. If you have a policy in place, you may be better equipped to weather a storm or crisis — knowing that your homeowners insurance may help cover the cost of damages and get on your feet again.

WHAT IS TYPICALLY COVERED BY A HOMEOWNERS POLICY?

 Most standard homeowners insurance policies include four essential types of coverage:  

  • Coverage for the structure of your home
  • Coverage for your personal belongings
  • Liability protection
  • Additional living expenses if you are temporarily unable to live in     
  • your home because of an insured disaster​​

Find out more

renters insurance

Contact us today for a FREE estimate!

renters insurance

What is Renters Insurance?

Renters' insurance, often called tenants' insurance, is an insurance policy that provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure. 

In case of a fire, will I be covered with my landlords insurance policy?

No, your landlords insurance policy will cover the dwelling or the structure and reconstruction of the home. All your your personal items, such as your furniture, tvs, clothes, etc. will not be covered. You will need to purchase a Renters Policy to cover your personal property.

How much coverage should I purchase?

Most people do not realize the amount your items are worth. It can take many years of hard work to purchase all your belongings, you will be surprised on the value of your personal property. 

Seeing your belongings everyday can almost make you forget how much stuff you have, not to mention what its all worth.


Be sure to ask us for our value worksheet to add up the value of your items. 

Going thru each room of your home to complete the worksheet will show you how much you can lose- and how much you can save if it were all covered by Renters Insurance.

Can I afford Renters Insurance?

Surprisingly, Renters Insurance is very affordable. Policies can start as low as $150 a year.

with monthly payment options available. 

Can my landlord require me to purchase Renters Insurance?

Many landlords will require you to purchase a Renters Policy before you move in. 

We will make sure your landlord receives a copy of your policy.

Contact us today for a free estimate

OUR LOCATIONS

MONTCLAIR

10285 CENTRAL AVE STE D

MONTCLAIR CA 91763


PH: 909-450-2200

FAX: 909-625-8542

 

Hours of operation

Monday - Friday 9:30am - 6pm

Saturday 9:30am - 2pm

Sunday CLOSED


MONTCLAIR@FAROINSURANCE.COM

RIVERSIDE

3570 ARLINGTON AVE STE B

RIVERSIDE  CA 92506


PH: 951-787-7000

FAX: 951-786-9021

 

Hours of operation

Monday - Friday 9:30am - 6pm

Saturday - Sunday CLOSED


RIVERSIDE@FAROINSURANCE.COM

Copyright © 2020 FARO INSURANCE & INCOME TAX- All Rights Reserved.


This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept